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Named by the Economist as one of the world’s 25 most influential economists, Professor Laurence Kotlikoff has dedicated his life to fixing fiscal woes with smart economic practices and common sense. The respected Boston University professor is an expert on Social Security and generational accounting, the study of how much debt the current generation is heaping onto future ones.

Through his company, Economic Security Planning, Inc, Professor Kotlikoff has designed the nation's top-ranked personal financial planning software and Social Security lifetime benefit maximization software. Author or coauthor to 19 books and hundreds of journal articles, his 2015 best-seller, Get What's Yours: The Secrets of Maxing Out Social Security brought so much attention to two lucrative Social Security strategies that Congress pulled together to close the loophole that enabled them, prompting Professor Kotlikoff and his coauthors to release a second edition and even lead a rallying cry that stopped Congress from passing some of the proposed reforms.

Disturbed by the U.S. government’s mounting fiscal debt and the inadequacy of politicians’ plans to manage it, Professor Kotlikoff launched a campaign in May 2016 to take his economic expertise to the White House. He will be a write-in candidate in the November Presidential Election in at least 43 states.

In 1981-82 Professor Kotlikoff was a Senior Economist with the President's Council of Economic Advisers. He has served as a consultant to the World Bank, the IMF, and Fortune 500 companies, and has provided expert testimony to numerous congressional committees. In 2015 he was name one of the 50 most influential people in Aging by Next Avenue.

Full Profile

    Laurence J. Kotlikoff is Professor of Economics at Boston University, Research Associate of the National Bureau of Economic Research, Fellow of the American Academy of Arts and Sciences, Fellow of the Econometric Society, and President of Economic Security Planning, Inc., a company specializing in financial planning software. Professor Kotlikoff received his B.A. in Economics from the University of Pennsylvania in 1973 and his Ph.D. in Economics from Harvard University in 1977.

    From 1977 through 1983 he served on the faculties of economics of the University of California, Los Angeles and Yale University. In 1981-82 Professor Kotlikoff was a Senior Economist with the President′s Council of Economic Advisers. Professor Kotlikoff has served as a consultant to the International Monetary Fund, the World Bank, the Harvard Institute for International Development, the Organization for Economic Cooperation and Development, the Swedish Ministry of Finance, the Norwegian Ministry of Finance, the Bank of Italy, the Bank of Japan, the Bank of England, the Government of Russia, the Government of Ukraine, the Government of Bolivia, the Government of Bulgaria, the Treasury of New Zealand, the Office of Management and Budget, the U.S. Department of Education, the U.S. Department of Labor, the Joint Committee on Taxation, The Commonwealth of Massachusetts, The American Council of Life Insurance, Merrill Lynch, Fidelity Investments, AT&T, AON Corp., and other major U.S. corporations.

    He has provided expert testimony on numerous occasions to committees of Congress including the Senate Finance Committee, the House Ways and Means Committee, and the Joint Economic Committee. Professor Kotlikoff is author or co-author of13 books and hundreds of professional journal articles. His most recent book, co-authored with Scott Burns, published with Simon & Schuster and is Spend ‘Til the End.

    Professor Kotlikoff publishes extensively in newspapers, and magazines on issues of deficits, generational accounting, the tax structure, social security, Medicare, health reform, pensions, saving, insurance, and personal finance.


Laurence Kotlikoff Speaker Videos Back to top

Laurence Kotlikoff, Economics Expert: Keynote, Is the U.S. broke?


Professor Laurence Kotlikoff outlines the reasons that he believes the U.S. is actually in worse fiscal shape than Greece or Detroit (at the time that it declared bankruptcy). He emphasizes that unlike Greece’s problems – which are documented in accounting records – a great portion of U.S. spending does not appear “on the books.” This includes federal programs like Medicaid, Medicare, Social Security benefits, and one of our largest expenses – military spending.

“Those are all obligations…Those are all the expenditure commitments the government has to make and they’re projected into the future,” Professor Kotlikoff explains, noting that the government counters that with the projected sum of taxes they believe they will collect. However, he makes the case that if you calculate how much money is actually needed to pay off what we owe as well as what we’re spending, and then take into account the taxes that will be collected, “we’re short $199 trillion.”

Keynote Speech



Speeches / Speaking Engagements Back to top


Professor Laurence Kotlikoff applies a lifetime of economic research to give audiences a transparent breakdown of different policies, government programs, proposals, and how they are shaping our present and future. Professor Kotlikoff believes that economists have an obligation to use their tools and science to help people make the best decisions for future generations; in addition to offering trusted evaluations and insights, he recommends practices and policies that would remedy the current economic malaise as well as concrete steps people can take to make the best life-cycle financial decisions possible.

    Professor Kotlikoff speaks to hundreds of U.S. and foreign businesses and government groups about economic and policy issues, both domestic and foreign. His talks cover a very wide range of micro and macro topics. Examples include:

    • Is the U.S. Bankrupt?
    • Is Conventional Financial Advice All Wrong?
    • The Healthcare Fix
    • Worldwide Economic Growth
    • Fixing the World Bank
    • Iraq -- Plan B
    • Getting Argentina Back to the Future
    • Pension Reform in Chile
    • Whither the Euro?
    • Can China Keep Growing?
    • Economics’ Revolution in Financial Planning
    • Are Americans Saving Enough?
    • The Trade Deficit, What It Really Means?
    • Spend Till The End
    • Does It Pay to Work?
    • Are Economists Smarter?
    • China’s Currency Reform – Is it Time?
    • When Can I Retire?
    • The Coming Generational Storm
    • Why Interest Rates are Heading North
    • Will the U.S. Hyperinflate?
    • Economic Magic
    • The Demographic Sword of Damocles
    • Is America’s Middle Class Disappearing?
    • Boomers’ Mega-Inheritance, Myth or Reality?
    • Remaking Social Security from Scratch
    • The New New Deal
    • Financial Advice or Malpractice?
    • Why America Doesn’t Save
    • Does It Pay to Save?
    • Telecom’s End Game -- Monopoly?
    • The Case for the FairTax
    • Generational Accounting
    • Intertemporal State Budgeting
    • The General Relativity of Fiscal Language
    • The Great Pension Swindle




* Please note that while this speaker’s specific speaking fee falls within the range posted above (for Continental U.S. based events), fees are subject to change. For current fee information or international event fees (which are generally 50-75% more than U.S based event fees), please contact us.

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Get What's Yours: The Secrets of Maxing Out Social Security
This book explains numerous secrets to maximizing your Social Security benefits that you can’t get anywhere else. And above all, Get What's Yours explains the lifetime payoff from waiting as long as possible.

To navigate the forbidding maze of Social Security and emerge with the highest possible benefits, you could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules). But Kotlikoff, Moeller, and Solman do the navigating for you, explaining Social Security benefits in an easy to understand and user-friendly style. What you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees thousands in lost income every year.

Get What’s Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you’re a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments.

Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here.

    Professor Kotlikoff speaks to hundreds of U.S. and foreign businesses and government groups about economic and policy issues, both domestic and foreign. His talks cover a very wide range of micro and macro topics. Examples include:

    • Is the U.S. Bankrupt?
    • Is Conventional Financial Advice All Wrong?
    • The Healthcare Fix
    • Worldwide Economic Growth
    • Fixing the World Bank
    • Iraq -- Plan B
    • Getting Argentina Back to the Future
    • Pension Reform in Chile
    • Whither the Euro?
    • Can China Keep Growing?
    • Economics’ Revolution in Financial Planning
    • Are Americans Saving Enough?
    • The Trade Deficit, What It Really Means?
    • Spend Till The End
    • Does It Pay to Work?
    • Are Economists Smarter?
    • China’s Currency Reform – Is it Time?
    • When Can I Retire?
    • The Coming Generational Storm
    • Why Interest Rates are Heading North
    • Will the U.S. Hyperinflate?
    • Economic Magic
    • The Demographic Sword of Damocles
    • Is America’s Middle Class Disappearing?
    • Boomers’ Mega-Inheritance, Myth or Reality?
    • Remaking Social Security from Scratch
    • The New New Deal
    • Financial Advice or Malpractice?
    • Why America Doesn’t Save
    • Does It Pay to Save?
    • Telecom’s End Game -- Monopoly?
    • The Case for the FairTax
    • Generational Accounting
    • Intertemporal State Budgeting
    • The General Relativity of Fiscal Language
    • The Great Pension Swindle


Laurence Kotlikoff, Economics Expert: Keynote, Is the U.S. broke?


Professor Laurence Kotlikoff outlines the reasons that he believes the U.S. is actually in worse fiscal shape than Greece or Detroit (at the time that it declared bankruptcy). He emphasizes that unlike Greece’s problems – which are documented in accounting records – a great portion of U.S. spending does not appear “on the books.” This includes federal programs like Medicaid, Medicare, Social Security benefits, and one of our largest expenses – military spending.

“Those are all obligations…Those are all the expenditure commitments the government has to make and they’re projected into the future,” Professor Kotlikoff explains, noting that the government counters that with the projected sum of taxes they believe they will collect. However, he makes the case that if you calculate how much money is actually needed to pay off what we owe as well as what we’re spending, and then take into account the taxes that will be collected, “we’re short $199 trillion.”

Keynote Speech